|
|
Term
|
Minimum Amount
|
Rates as low as
|
|
12 Months
|
$1,000
|
9.50%
|
|
24 Months
|
$2,400
|
9.50%
|
|
|
|
|
Term
|
Minimum Amount
|
Rates as low as
|
APR* as low as
|
|
36 Months
|
$2,000
|
3.25%
|
3.25%
|
|
48 Months
|
$5,000
|
5.00%
|
5.00%
|
|
60 Months
|
$10,000
|
5.00%
|
5.00%
|
|
72 Months
|
$20,000
|
6.50%
|
6.50%
|
|
84 Months
|
$20,000
|
6.75%
|
6.75%
|
| USED AUTO LOANS
|
|
Term
|
Minimum Amount
|
Rate as low as
|
APR* as low as
|
|
36 Months
|
$2,000
|
3.50%
|
3.50%
|
|
48 Months
|
$5,000
|
4.50%
|
4.50%
|
|
60 Months
|
$10,000
|
5.00%
|
5.00%
|
|
72 Months
|
$20,000
|
6.99%
|
6.99%
|
| RECREATIONAL SECURED LOANS
|
| Loan Type |
Maximum Term |
Rate as low as |
APR* as low as |
|
NEW Purchase Loan*
(New Boat, Motorcycle, Farm Equipment & Recreational)
|
5 years
|
7.49%
|
7.49%
|
|
NEW Purchase Loan*
(New Boat, Motorcycle, Farm Equipment & Recreational)
|
10 years
|
7.99%
|
7.99%
|
|
USED Purchase Loan*
(New Boat, Motorcycle, Farm Equipment & Recreational)
|
5 years
|
7.99%
|
7.99%
|
|
USED Purchase Loan*
(New Boat, Motorcycle, Farm Equipment & Recreational)
|
10 years
|
8.75%
|
8.75%
|
| LINE OF CREDIT & UNSECURED LOANS
|
|
Loan Type
|
Maximum Term
|
Rate as low as
|
APR* as low as
|
|
Signature Loan*
|
Open
|
13.50%
|
13.50%
|
| SHARE SECURED LOANS
|
| Loan Type |
Maximum Term |
Rate as low as |
APR* as low as |
|
Share Secured Loans
|
5 years
|
5.0%
|
5.0%
|
|
* APR = Annual Percentage Rate
Pittsburg Employees Federal Credit Union will finance 100% of the MSRP on new vehicles and 80% Kelly Blue Book high value on used. Rate is determined by credit history.
|
For purposes of this disclosure, the dividend rates and annual percentage yield stated for the term share accounts were accurate as of April 1, 2011. Please call (925)-439-4860 to obtain more information.
The credit union anticipates paying dividends on Share, Christmas Club, and Checking for the current quarter as indicated below.
|
Shares
|
Rate
|
APY*
|
|
Regular under $25,000
|
.10%
|
.10%
|
|
$25,000 and above
|
.15%
|
.15%
|
| The minimum balance to maintain an account is $5.00. Dividends are compounded and paid quarterly. |
|
Share Certificates
|
Rate
|
APY*
|
|
$2,500 + 6 months
|
.25%
|
.25%
|
|
1 year
|
.30%
|
.30%
|
| Dividends are compounded and paid monthly. There is penalty for early withdrawal on Christmas Club Accounts. |
|
APY*= Annual Percentage Yield
Rates are subject to change weekly. Dividends are compounded daily.
|
Auto Loans | Loans | Shares | Checking | Certificates
|
